8 Homeowners Insurance Coverages You Need

Posted: October 11, 2024

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be your biggest asset. Check out the list below, which shows some major “must haves” in homeowners insurance. The right limits. One thing that people commonly gravitate to when they hear “value of the home” is what they paid...

How to Prevent House Fires & What to Do if One Occurs

Posted: October 2, 2024

October is National Fire Prevention Month, making it an ideal time to raise awareness about fire safety at home. House fires have devastating consequences, and preparedness is critical to reducing risk. According to the National Fire Protection Association (NFPA), U.S. firefighters respond to an average of 346,800 house fires annually, resulting in over 2,500 deaths and billions in property damage. Understanding how to prevent fires...

What Happens If My Neighbor’s Tree Falls in My Yard?

Posted: September 27, 2024

For the most part, homeowners are responsible for what falls into their own yard. So, if a storm causes your neighbor’s tree to fall in your yard, your homeowners' insurance could help cover the cost of removing the tree and remedying the damage it caused on your property after your deductible. The same is true in reverse: If a tree on your property falls in...

How Named Storms Affect Your Insurance Coverage

Posted: September 23, 2024

When a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you from being present to what matters most. We want you...

What Insurance is Needed to Protect Your Townhome?

Posted: September 4, 2024

We may be slightly biased here, but protecting your home and personal belongings is important—and often required. Usually, selecting policies is pretty straightforward, but one question we often get is how to select the correct policy for your townhouse. For specifics on policies and what fits your exact situation, we always recommend you speak to your local insurance agent, but let’s cover some of the...